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Copyright © AZ Behavioral Health Specialists, LLC, 2014-25. All rights reserved.

                                                                              Insurance & Payment Information

               At Arizona Behavioral Health Specialists LLC, we want your care to be as seamless and stress-free as possible.                                          Navigating insurance and payments can feel overwhelming, but our administrative team is here to help                                                                    you understand your coverage and financial options before you begin treatment.

We accept a wide range of major commercial insurance plans, government programs, and select employee benefits.               Please review our accepted networks below:

• Blue Cross Blue Shield (BCBS), Anthem BCBS
  
• Cigna, HealthSpring
  
• UnitedHealthcare, Optum, AARP, UBH, UMR
  
• Aetna, Banner Aetna
  
• Humana
• Medicare
  
• TRICARE & TRICARE For Life
  
• Employee Assistance Programs (EAP) – Accepted by select providers; please verify with our office. 
  

                                          Please Note: We do not accept any AHCCCS (Medicaid) plans at this time.

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Verifying Your Benefits-because individual insurance plan coverage varies widely, we always recommend verifying your mental health benefits prior to your first appointment. You can do this quickly by calling the member services number on the back of your insurance card.

Questions to ask your insurance provider:

• Does my plan cover outpatient behavioral health/therapy with AZ Behavioral Health Specialists?
• Does my plan cover specific billing codes like 90791, 90834, 90847, or 90846?
  
• Do I have a deductible to meet before my insurance covers sessions?
  
• What is my copay or coinsurance amount per visit?
  
• Is a prior authorization required for mental health services or psychological testing?

Standard Billing & Procedure Codes

When we submit claims to your insurance network, we use standard medical billing codes. Depending on the nature of your visit, your billed codes will usually include:

• 90791 – Psychiatric Diagnostic Evaluation (Initial Evaluation)
• 90834 – Individual Psychotherapy (45 minutes)
• 90847 – Family Psychotherapy (With the patient present)
• 90846 – Family Psychotherapy (Without the patient present)

To keep the scheduling and billing process running smoothly, we utilize a secure payment verification system:

• Card on File Required: All clients must keep a valid credit card, debit card, or Health Savings Account (HSA) card on file.
• Automatic Collection: Payments are processed and collected directly before each session.
• Covered Charges: Charges include copayments, coinsurance, unmet deductibles, and any outstanding account balances.
• Cancellation Policy: If you need to cancel or reschedule, please provide at least 24 hours' advance notice to avoid a late fees.  

**Please note: Our providers manage their own schedules, late cancellation and missed appointment fees vary by                  individual provider. You can review a complete copy of our practice policies under the Forms tab on our website, or speak directly with our front staff to confirm their exact rates.

If you have questions about your plan, billing codes, or cancellation policies, please reach out to our team,  we are happy to guide you through the process.

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